PRACTICAL HOLIDAY PLANNING

What’s open on holidays?

A federal holiday does not close every service. Banks, postal operations, schools and financial markets follow different calendars. Start with the service you need, then confirm locally before traveling.

Quick ruleFederal offices follow the federal calendar. Private businesses, banks, exchanges and school districts may use different schedules.

DATE CHECKER

Check a specific date

Compare banks, USPS, markets, federal offices and schools in one view.

CHECK YOUR DATE ↗BANKS

Are banks open today?

Federal Reserve holidays, branch differences and digital banking.

CHECK THE GUIDE ↗USPS

Is the post office open today?

Retail counters, regular mail and self-service options.

CHECK THE GUIDE ↗SCHOOLS

Are schools open today?

Why the answer depends on your local district calendar.

CHECK THE GUIDE ↗MARKETS

Is the stock market open today?

NYSE closures, regular hours and 2026–2028 early closes.

CHECK THE GUIDE ↗

Why the answers differ

“Federal holiday” describes the calendar followed by federal employees. It does not automatically require every private employer, bank branch, school or market to close. Daymark separates each service and links to the organization responsible for its schedule.

How to verify a local opening

Use the official schedule first, then check the location finder or district calendar for the place you plan to visit. Weather, local observances, staffing and emergency conditions can change normal hours.

Next 12 months

Holiday closure calendar

Check any date

Every weekday from Wednesday, October 21, 2026 through the next 12 months when federal offices, banks, the post office or the U.S. stock market close or change hours.

Date	Holiday	Federal offices	Banks	Post office	Stock market
Nov 11 Wed	Veterans Day	Closed	Most closed	Closed	Open
Nov 26 Thu	Thanksgiving Day	Closed	Most closed	Closed	Closed
Nov 27 Fri	Day after Thanksgiving	Open	Open	Open	Closes 1 p.m.
Dec 24 Thu	Christmas Eve	Open	Open	Open	Closes 1 p.m.
Dec 25 Fri	Christmas Day	Closed	Most closed	Closed	Closed
Jan 1 Fri	New Year’s Day	Closed	Most closed	Closed	Closed
Jan 18 Mon	Martin Luther King Jr. Day	Closed	Most closed	Closed	Closed
Feb 15 Mon	Washington’s Birthday	Closed	Most closed	Closed	Closed
Mar 26 Fri	Good Friday	Open	Open	Open	Closed
May 31 Mon	Memorial Day	Closed	Most closed	Closed	Closed
Jun 18 Fri	Juneteenth National Independence Day (observed)	Closed	Most open	Open	Closed
Jul 5 Mon	Independence Day (observed)	Closed	Most closed	Closed	Closed
Sep 6 Mon	Labor Day	Closed	Most closed	Closed	Closed
Oct 11 Mon	Columbus Day	Closed	Most closed	Closed	Open

Banks follow the Federal Reserve calendar: when a holiday falls on Saturday, the Fed and most banks stay open the Friday before, while federal offices close that Friday. The post office observes a Saturday holiday on the Saturday itself. Individual bank branches, post office locations and private employers can set their own hours.